Meet the Team

èßäÉçÇøapp Middle East

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Office Leadership

Ashraf Al Azzouni
Ashraf Al Azzouni

Managing Director
èßäÉçÇøapp Middle East

Karunanidhi Muthuswamy
Karunanidhi Muthuswamy
Deputy Managing Director and Chief Actuary,
èßäÉçÇøapp Middle East 
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Suresh Vellat
Chief Operating Officer,
èßäÉçÇøapp Middle East
Dennis Sebastian
Dr. Dennis Sebastian

Vice President, Head of Health Solutions,
èßäÉçÇøapp Middle East

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Explore Our Solution Finder

Better manage your risk and capital. èßäÉçÇøapp is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. èßäÉçÇøapp is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 

Explore Products and Services

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èßäÉçÇøapp's Knowledge Center

Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer. 

 

Curious? Explore with èßäÉçÇøapp

 

Our Experts Can Help

Clients consistently rank èßäÉçÇøapp as the market leader in regional surveys. In 2024, èßäÉçÇøapp was rated #1 for the 14th consecutive year on NMG Consulting’s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let's have a conversation. 

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Solutions Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. èßäÉçÇøapp’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a World of Insight