Elena Tonkovski is Vice President and Senior Actuary, Insurance Risk, for èßäÉçÇøapp’s Global Risk Services Team. Elena leads èßäÉçÇøapp’s Insurance Risk Committee, which is responsible for monitoring insurance risks, mitigating tail events, and managing risk exposures. She also serves as èßäÉçÇøapp’s Global Mortality Lead Risk Owner and is involved in key initiatives to understand and respond to biometric risk trends by collaborating with cross-functional teams at èßäÉçÇøapp.
Prior to her current role, Elena produced analytics on individual life and longevity products to guide èßäÉçÇøapp’s global product strategy, and provided pricing best practices and advice to validate and complement the work of èßäÉçÇøapp’s regional and local offices. She led the Mortality Improvement Working Group at èßäÉçÇøapp and was previously responsible for èßäÉçÇøapp’s external retrocession program.
Prior to that, Elena held several pricing roles at èßäÉçÇøapp, including associate actuary for èßäÉçÇøapp’s Global Financial Solutions division and pricing actuary for Continental Europe and the Middle East. She also led èßäÉçÇøapp’s Global Actuarial Development program for several years.
Before joining èßäÉçÇøapp in 2008, Elena was an actuarial associate in the individual life area for a major life reinsurer in the Canadian market. Elena received her Bachelor of Arts (with honors) degree in mathematics for commerce from York University in Toronto, Canada. She has been a Fellow of the Canadian Institute of Actuaries (FCIA) since 2020 and Fellow of the Society of Actuaries (FSA) since 2008.