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Hezhong (Mark) Ma is Vice President and Managing Actuary of èßäÉçÇøapp. He leads the technical analysis for èßäÉçÇøapp¡®s US Individual Markets. Before his current role, Mark took a variety of responsibilities, from head of US experience and data analytics, actuarial lead of enterprise valuation transformation project, to the valuation of long-term care business.  Before joining èßäÉçÇøapp, Mark was a consultant with Willis Towers Watson, where he provided consulting services to the life and health insurance companies.