Karneen Tam

Dr. Karneen Tam

MBBCh, M.Sc.

Medical Consultant
èßäÉçÇøapp Asia Pacific

Part of the èßäÉçÇøapp’s Asia Pacific CMO team since 2019, Dr. Karneen Tam has been supporting risk assessment and claims functions across multiple markets in the Asia Pacific region. Additionally, alongside product maintenance and review, Dr. Tam’s role also includes trend monitoring of medical and technological development, as well as novel product ideations to support business growth. Medical topic training, cross-function sharing and skill-uplifting are passionate areas of interest.

Previous roles include CMO positions at various South African insurers and re-insurers.

Dr. Tam received a Bachelor of Medicine, Bachelor of Surgery degree from the University of Witwatersrand South Africa. She also received a Master of Science in Diabetes Management from the University of South Wales after obtaining a Postgraduate Diploma in Diabetes Management from Cardiff University.

Her previous clinical work focused on comprehensive diabetes care across all life stages, as well as chronic lifestyle diseases management. A regular contributor of medical articles to èßäÉçÇøapp’s ReFlections publication, Dr. Tam joined the ReFlections editing team in 2025.